Our aim is to make lending efficient and stress free.

How does it work?

Our aim is to make lending an efficient, stress free and a timely process for you or your client.

Our team will happily walk you through the whole process and assist you along the way.

 
 


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Application Received

Initially, our sales executives will discuss your transaction with you to determine your requirements. With a comprehensive understanding of the situation we can then provide the best service and tailor the solution for you. An application will be provided where you can outline the key information for your transaction. Once received our team will assess the application and make contact to confirm the necessary details. 

 


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Offer Letter Issued

Upon the Letter of Offer being issued, where required we will engage an independent valuer, otherwise we determine the feasibility of the loan in-house. Once received it is best to review and return in order to progress further.

 


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Loan Documents Issued

Once the valuations are determined and due diligence is completed and all is approved, the loan documents are then forwarded to the client in order to seek independent legal advice and execution. This process can be brought forward upon signing of the Letter of Offer if payment is received up front. This is something that generally takes when time is critical.


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Application Assessment

Upon receiving your application, it will be assessed, we may require further information or clarification on certain aspects or we will move to issuing a Letter of Offer.

 


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Valuation and Diligence

Once we have received the necessary application fees to value the security of your assets, we engage with the necessary people to determine the amount that is available. We follow a process of due diligence on all persons and assets involved with the transaction. There will be further requirements for due diligence, outlined below.

 


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Settlement

Once all the requirements and steps in the process have been met, verified and signed off by the necessary parties and the loan documents are executed and returned to our solicitor, we can then finalise the loan facility and the agreed time of settlement with funds being advanced to the client.

Our Services

Do you need access to urgent finance for you or your client? Would you like your loan amount to be determined by the true value of your assets?

At Directline we see you for what you’re really worth. We look at your total value and lend against it! When you deal with us you are dealing directly with the lender; the final decision-maker.

Our approach is simple and straight forward. We work with you, or you and your client, collaboratively to create a deal that works. If all parameters are met, we guarantee to advance funds.

 

We can help you today.